Lender Services

Our Lender Services Practice Group is privileged to act on behalf of the majority of banks, lenders, building societies and financial institutions in the UK. We also act for a variety of second charge holders and debt buyers, insolvency practioners and primary providers of motor, consumer and asset finance.

Expertise and Specialist Services

Our dedicated team of legal service and property professionals work exclusively for those lending in Scotland. Our specialist departments offer a depth of knowledge and a degree of expertise which few, if any, other UK law firms or asset managers can compete with. Rob Aberdein sits on the Scottish Law Society's Accreditation Panel for the Specialist Accreditations in Debt and Asset Recovery Law. Harvey Aberdein is the only Scottish-based member of the Council of Mortgage Lender's Asset Management Group.

Our philosophy is, and always has been, to provide cost predictability and outstanding service no matter how large or small the client. Whether it is the provision of volume legal and property services or the delivery of bespoke solutions to complex, unique or high risk legal problems - our Lender Services Practice Group is capable of looking after a lender's every need.

Our Success

Our success, such as it has been, is built on the quality of our advice and the professionalism of our staff. Our complementary use of cutting edge I.T. means that we are always ahead of the curve and our utilisation of emerging technologies allows us to derive business efficiencies that can be passed on to clients as cost and time savings.

Added Value

We know that in a competitive market we need to be different and we will add value wherever possible to our relationships. Our clients benefit from our political lobbying on matters of importance to lenders; from regular eBulletins and eBriefings; from 'Red Flag Alerts' and from Scottish legal training.

Treating Customers Fairly

TCF is at the core of everything we do as a firm. It is a concept that is intrinsic to the delivery of all our legal and property services. Our innovative application of the principles of TCF have been held up by bodies such as the CML to the FSA as case study examples of third party compliance and best practice.

Unique

We provide lenders with a truly 'one stop service'. It is designed entirely for the Scottish legal system and Scottish housing market. We genuinely believe that there is no other such complete solution available to lenders in Scotland.

The Practice Group is comprised of:

Volume Recoveries Department

• Borrower Rehabilitation
• Secured Recoveries
• Mortgage Recoveries
• Mortgage Shortfall Recoveries
• Unsecured Debt Recovery
• Motor Vehicle Recoveries
• Consumer Finance Debt Recovery
• Asset Recoveries

Asset Management Department

• Panel Management
• Repossession Contracting (in conjunction with AC Contracting (Scotland))
• Repossession Estate Agency
• Commercial Property Sales
• Portfolio Realisation Strategies
• Assisted Voluntary Sales

Lender Conveyancing Department

• Remortgage Conveyancing
• Repossession Conveyancing
• Estate Agency (across our Scottish estate agency network)
• Deeds Chasing and Administration
• Commercial Conveyancing
• Commercial Securities

Finance Litigation Department

• Professional Negligence & Fraud
• Opinions in Complex Litigation
• General Finance Litigation
• Personal and Corporate Insolvencies
• Corporate Recoveries
• Sheriff Court & Court of Session Advocacy
• Non-Standard Volume Recoveries Litigation
• Alternative Dispute Resolution

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