Many businesses recognise the need to insure their company property, equipment and fixed assets. However, they continually overlook their most important assets – the people who drive the business.
Many fail to realise the impact on the financial security of the business that would result, following the death of a key employee, shareholder or partner not to mention the impact on any surviving spouse.
When running a company most owners focus on the day-to-day jobs and the growth of their company without considering the "what ifs". Of course it’s a type of insurance that nobody really wants to think about and hopefully would never need.
But if the worst-case scenario becomes a reality, having key person cover could be the best decision you ever make. Your business is the thing that provides for your family and gives you the lifestyle that you wanted. Why risk that?
We can review any existing arrangements and make recommendations for improvement where appropriate or advise on the implementation of new covers.
We work happily in conjunction with your other professional advisers when arranging this protection.
If you would like to speak to one of our experts about business protection, click here.
I used Aberdein Considine after having them recommended to me. They sorted out my pension but also pointed out other areas I hadn't even considered and which were equally important.
A. Templeton, personal financial planning client
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