A self-invested personal pension or SIPP is a personal pension plan but with one very significant difference: the plan holder has freedom to choose and change from a wider range of options.
As well as the usual core investments: funds, equities, bonds and cash you can access a wide range of investments, including:
You can also invest directly in the shares of UK and overseas companies
Investing in commercial property with a SIPP gives you:
One of the main attractions of a SIPP is that commercial property can be purchased by an individual or even by a group of people. SIPPs allow borrowing of up to 50% of the net value of the existing assets within your plan to assist with a purchase.
If you would like to speak to one of our experts about a SIPP, click here.
I recently saw Duncan Mellis for some financial advice and I would like to take this opportunity to commend him on his professionalism and the excellent, impartial advice he gave us.
D. Finnie, mortgage client
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