What would happen to you and your family in the event of unforeseen circumstances such as losing your job, serious illness or premature death?

At Aberdein Considine, we can help you protect yourself from the unexpected, giving you financial peace of mind.

What we do

Our independent financial advisers specialise in protection products and can help you set up:

  • Term life insurance policies
  • Whole-of-life insurance policies
  • Critical illness cover
  • Income protection insurance
  • Private medical cover

As a completely independent provider of financial services products, we have no bias to any product provider or financial institution. This guarantees that the advice you receive is impartial and entirely for your benefit.

Life insurance

Getting the right life insurance policy requires financial planning to make sure you leave enough money to protect your dependents. This needs to take into account debts, such as a mortgage.

There are two basic types of life insurance - 'term life' and 'whole of life'.

The simplest form of cover is 'term life', which involves no investment element and pays out a lump sum if you die within a specified period. The 'term' the cover is set-up for may be the duration of a mortgage, for example.

The other type of protection available is a 'whole-of-life', which, as the name suggests, covers you throughout your entire lifetime and pays out a lump sum upon your death.

Critical illness cover

We never think a critical illness, such as cancer, is going to happen to us, especially when we feel fit and healthy . However, sadly it can and does.

If the worst does happen, it's important to make sure you're protected against the financial impact such illness could have on you and your family.

Critical illness cover is designed to pay you a tax-free lump sum to help minimise the impact on you and your loved ones.

For example, if you needed to give up work to recover, or if you passed away during the length of the policy, the money could be used to fund the mortgage or rent on your home, everyday bills or even simple things like the weekly food shop - giving you and your family peace of mind when you need it most.

Income protection insurance

Income protection insurance is a long-term insurance policy that provides a monthly payment if you can't work because you are ill, injured or become disabled.

These policies typically pay out until you can start working again or retire, whichever is sooner.

Our advisers can help you find the best product, tailored to provide the level of income you need should something happen.

Speak to an expert about Financial Protection

If you would like to speak to one of our advisers about opening a protection policy, click here.

Client feedback

quotation icon

I have felt at ease with the entire investment process because I was given plenty of time to ask questions and consider my options.

M. Nixon, personal financial planning client

Latest financial news

Keep up to date with all the latest tax, pension and investment news affecting your finances.

All News
Please correct the errors below before submitting your request:

Get in touch

Our dedicated client contact team prefer to receive enquiries through our contact form. We'll endeavour to get back to you within 24 hours or during the course of the next working day.

Tick this box if you wish to receive news and offers from Aberdein Considine. By doing, you indicate your consent to receiving targeted email marketing messages from us. On each occasion that we contact you in the future, you will be given the option to opt-out from receiving such messages. You may also email at any time to opt-out.

The personal information that you provide to us in this form will only ever be used by Aberdein Considine (as the Data Controller) for the following specifically defined purposes:

  • email you content that you have requested from us
  • with your consent, occasionally email you with targeted information regarding our service offerings
  • continually honour any opt-out request you submit in the future
  • comply with any of our legal and/or regulatory obligations