At some point in your life, disability, illness or old age may mean you can no longer look after yourself and require long-term care.
Sometimes long-term care is fully or partly funded by the NHS. Otherwise it may be provided by your local authority, but depending on your financial circumstances you may be required to pay for some or all of the care you receive.
Paying for long-term care is therefore a major part of later life financial planning, for which a specialist financial adviser can be invaluable.
You may be wondering how to fund your own long-term care, or you may be using power of attorney to fund care for a relative on their behalf.
Either way, there are several possible options:
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