Mortgage Adviser

Date Posted: 09/10/2019

Location: Perth

Job Description

Position Type : Full Time / Permanent

Aberdein Considine are looking for a talented Mortgage Adviser to join our team.  The ideal candidate will provide whole of market mortgage advice and holistic financial planning to clients in a compliant manner as detailed in the Firm's Compliance manual and procedures along with complying with the Financial Services and Markets Act 2000 and the relevant FCA rules at all times.  Compliance with the relevant TCT, T&C, financial crime (anti money laundering, data security, anti bribery, fraud and corruption) procedure of the firm at all times will also be required.  There will also be a requirement to keep up to date with all relevant product, legislative and technical changes.

ROLE OF DEPARTMENT

  • Provision of whole of market mortgage and protection advice
  • Holistic financial planning
  • To put the needs of our clients first at all times without exception

JOB PURPOSE

  • The requisite technical knowledge and qualification required for the role
  • Detailed knowledge and understanding of the firm’s advice procedures including record keeping requirements
  • Provision of whole of market mortgage and protection advice to our clients in a compliant manner as detailed in the firm’s compliance manual and procedures

GENERAL RESPONSIBILITIES

  • Comply with the Financial Services and Markets Act 2000 and the relevant FCA rules at all times
  • Comply with the relevant compliance, TCF, T&C, financial crime (anti-money laundering, data security, anti-bribery, fraud and corruption) procedures of the firm at all times
  • Keep up to date with all relevant product, legislative and technical changes

KEY RESPONSIBILITIES

  • Prospect/contact potential clients in accordance with the firm’s business plan/supervisor’s guidance
  • Ensure relevant CPD is maintained and recorded accurately
  • Ensure sufficient client information obtained and analyse information gathered
  • Undertake sufficient product and market research
  • Ensure suitable recommendations are made
  • Ensure all supporting documentation is maintained
  • Attain and maintain level of competence as required by the firm (CAS)
  • Maintain all standards of performance as required by the firm
  • Communicating with other professionals, such as estate agents, solicitors and valuers


Requirements

QUALIFICATIONS

Essential

  • CEMAP

Desirable

  • Lifetime Mortgage, Home Reversion Plan Qualification

SKILLS AND EXPERIENCE

Essential
  • Minimum 2 years’ experience as an Independent Mortgage Adviser

KNOWLEDGE

Essential

  • Whole of market mortgage and protection experience
  • Detailed knowledge and understanding of compliance procedures including record keeping requirements

APTITUDES

Essential

  • Unquestionable work ethic
  • A can, and will do, approach
  • Be articulate with a high attention to detail
  • Excellent written and oral communication skills
  • Naturally organised and be able to work on your own as well as a team



How Do I Apply?

Online: Application Form

Download: Application Form

E-mail: recruitment@acandco.com

Mail: Human Resources Department
Aberdein Considine
5 - 9 Bon-Accord Crescent
Aberdeen
AB11 6DN