27 Jun 2018

Find out your financial personality here...

Find out your financial personality here...

What sort of financial personality are you?

Eight different types have been identified by HSBC UK bank - each with different attitudes and characteristics for managing money.

They are:

  • Driven achiever
  • Budget guru
  • Self-sufficient spender
  • Skilled saver
  • Trend spender
  • Sensible sage
  • Spontaneous spender
  • Controlled saver

Becky Moffat, of HSBC UK, said: "Britons are notoriously reluctant to talk about money and this can impact our financial behaviour. 

"Forty five per cent only check their main bank account once a week or less, and one in 10 only check it once a month.

“We want to encourage Great Britain to start thinking about how their financial personality could affect how you manage money."

HSBC said research found most people are a 'trend spender’, who tend to be ruled by their heart and aren’t scared to stretch their finances to maintain their lifestyle.  

London over-indexes on those who are a ‘driven achiever’ compared to the national average. These are people who spend time doing their research, allowing them to make savvy decisions and are comfortable pushing their financial boundaries if they think there’s going to be a pay-off.  

Millennials are most likely to be a 'sensible sage'. They tend to be very considered and they see no point in getting into debt unless they can pay it off in full every month. 

HSBC says a 'budget guru' has financial discipline which is the envy of their friends, balancing the books to come in on budget.

A 'self-sufficient spender' is a confident multi-tasker who knows what they want, while a 'skilled saver' keeps a tight rein on their finances.

Meanwhile, a 'spontaneous spender' is always trying new things and has new ideas, while a 'controlled saver' is in total control when it comes to finances.

If you want to check out your own financial personality, you can try out HSBC's bank-life balance quiz by clicking here.

How we can help manage your money

Whether you want to buy a property, secure an income for retirement, pay for your children's education, provide for dependents or pass your estate to your family, we can provide you with a high-quality service which is tailored to your lifestyle.

Click here to get in touch with one of our advisers.

Please correct the errors below before submitting your request:

Get in touch

Our dedicated client contact team prefer to receive enquiries through our contact form. We'll endeavour to get back to you within 24 hours or during the course of the next working day.

Tick this box if you wish to receive news and offers from Aberdein Considine. By doing, you indicate your consent to receiving targeted email marketing messages from us. On each occasion that we contact you in the future, you will be given the option to opt-out from receiving such messages. You may also email marketing@acandco.com at any time to opt-out.

The personal information that you provide to us in this form will only ever be used by Aberdein Considine (as the Data Controller) for the following specifically defined purposes:

  • email you content that you have requested from us
  • with your consent, occasionally email you with targeted information regarding our service offerings
  • continually honour any opt-out request you submit in the future
  • comply with any of our legal and/or regulatory obligations