Buying a home is often the single most important financial transaction a person will make in their lifetime, so it’s important to make the correct decisions.
As an estate agent, law firm and independent mortgage adviser, Aberdein Considine offer everything you need to buy your first home - all 'under one roof'.
This makes us uniquely qualified to help you find and purchase your dream home.
The first thing you need to do before searching for your first property is find out how much you can afford.
As an independent mortgage adviser, Aberdein Considine can access thousands of mortgage products and some exclusive deals allowing us to tell you not only how much each lender will give you, but also how that translates into monthly payments.
Unlike many mortgage brokers, our advice is free and it can take less than one hour to obtain a 'decision in principle'. This is a promise from a lender that they are willing to loan a certain amount of money to you, subject to a full mortgage application.
However, the 'decision in principle' is enough for you to narrow your search to properties in a certain budget and start viewing.
We have property experts at 18 locations across Scotland who can help you find your first home.
And if you register as a househunter at your local Aberdein Considine branch, you will be 'matched' with properties which meet your search criteria as they come on the market, allowing you the chance to book a viewing before anyone else.
You can also save and compare properties on this site using the ‘My Account’ tool, where you can create alerts for certain types of properties as the come on the market.
You may want to think about buying with a partner, relative or friend. There are 'pros' and 'cons' you may need to consider, however our solicitors and financial advisers can guide you in the right direction.
If you can't find something suitable in your price range it might be an idea to look at other options such as shared ownership/shared equity schemes, depending on your circumstances.
Again, our property experts and independent mortgage advisers can help you decide what best suits your circumstances.
Once you have identified the right property, our solicitors can note your interest with the seller's solicitor.
At this stage, the solicitor will advise on the best process which will usually involve making an opening offer to the seller’s solicitor and thereafter negotiating on your behalf.
If you would like to book a free appointment with one of our property experts or mortgage advisers, click here.
We would like to thank you for your courtesy and professional manner in carrying out the sale and purchase of our properties. The Banchory Office have given us excellent assistance throughout the entire process and we would like to express a special thank you to all.
B. Bartlett, sale and purchase client
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